Apple Pay Cash Vs Venmo Vs Square Cash: Which App Is Better?

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If there isn't enough money in your Apple Pay Cash account to cover a transaction your bank card kicks in to cover the rest.

iOS 11.2 isn't just bad news, as the update also brings with it support for Apple Pay Cash, the firm's long-awaited P2P payments service that lets iPhone-wielding pals send money via iMessage. The feature basically allows an individual to send and receive money with their iPhone.

Apple said in a tweet it will be rolling out Apple Pay Cash to iPhone users over the course of this week. When it's done, you'll spot an Apple Pay Cash card in Wallet that you can access and use. Once the update went out this weekend, Apple has updated this post to recommend that users upgrade to iOS 11.2.

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So how does Apple Pay Cash work? Venmo users can find people they know on the app by using your friend's name, @username, QR code, phone, email or by syncing their Facebook or phone contacts. After that, tap the Apple Pay icon.

You might have to set it up first.

. So does Apple's new feature finally make you a believer in Apple Pay? At this point in time, the feature is available only in the United States.

You can send and receive cash with a minimum of $1 and a maximum amount of $3,000. There is no need to download a new app or create a new account, and payments can also be sent using Siri voice commands.

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Users can spend this on future purchases or transfer it to their bank account. Users can link their Visa, MasterCard, or Discover debit card to transfer money.

If you have available funds you can use Apple Pay Cash just like you would any other Apple Pay card, whether in store, online, or in apps.

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More information can be found on Apple's support pages including details on Apple Pay Cash limits, Identity Verification, and Set up help.

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