Whatsapp Payments, another leap towards digital payments!

Whatsapp with UPI Based Payments at the Verge of Rollout

Whatsapp with UPI Based Payments at the Verge of Rollout

The feature has been seen in the most current beta versions for Android and iOS applications. One is the option to have a group voice or video call, while the other focuses on stickers. The company lately introduced "Delete for Everyone" feature that lets users delete a sent message within seven minutes of sending it. This could indeed give a huge boost to the digital payments mode given the wide usage of WhatsApp in India.

Similar to other applications that leverage on the UPI based payments like PhonePe and Google Tez, WhatsApp will also require users to set up the payment service by linking their phone number.

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However, WhatsApp has now started to push-out the feature to a limited number of users in India. The company also makes use of the Indian government's Unified Payments Interface, or UPI, framework, which allows for instant funds transfer between participating banks. It will presumably be expanded to actually be capable of being used to pay for goods and services; but for now it looks like the service will be largely beneficial for breadwinners trying to wire money home to their families. Hence, to send and receive money using WhatsApp Payments, all you have to do is link your bank account which is already linked to UPI. As of now, it is not known whether this feature will make its way or not.

In India, there are many apps which have integrated UPI payments method.

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It had been previously speculated that the WhatsApp payment feature would initially be rolled out to Indian customers with its first launch, and that still remains a possibility as Indians are one of the biggest markets for WhatsApp. Thus, the beta version is still in the stage of final integration and testing where few beta users have the access to the upcoming feature.

The UPI-based payment feature has been spotted in WhatsApp beta version 2.18.41 for Android and 2.18.21 for iOS.

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Last week, WhatsApp became the first messaging app to add Apple's CarPlay to its service. The app, at present, has features like business profiles, quick replies to frequently asked questions, and messaging statistics apart from other things.

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